Overview

At certain points in the user journey, MoneyGram requires disclaimers to be displayed in the application UI. The below provides wording and placement of disclaimers.

How to implement

Provide disclaimers for Quoted transactions:

The following disclaimers need to be displayed and footnoted to the corresponding field in the Quote a transaction response:

Item Disclaimer Requirement

Item	Disclaimer	Requirement
1	In addition to transfer fees, a currency exchange rate, also determined by MoneyGram, may also apply. MoneyGram may also make money from currency exchange. When selecting a money transfer operator, carefully compare both transfer fees and currency exchange rates. Transfer fees may vary depending on the amount being transferred and the delivery method. Transfer fee and currency exchange rate may be subject to change by MoneyGram without notice. Además de las tarifas de transferencia, se puede aplicar un tipo de cambio de divisas, también determinado por MoneyGram. Es posible que MoneyGram también obtenga dinero con el cambio de divisas. Al seleccionar un operador para la transferencia de dinero, se deben comparar con cuidado las tarifas de transferencia y los tipos de cambio de divisas. Las tarifas de transferencia pueden variar dependiendo del importe transferido y del método de entrega. MoneyGram puede cambiar los cargos por transferencia y el tipo de cambio de divisas sin previo aviso.	Countries - Global Must be included on `transactions.receiveAmount.fxRate`
2	Your credit card company may charge a cash advance fee and interest charges. Es posible que la compañía de tu tarjeta de crédito cobre cargos por adelanto de efectivo e intereses.	Countries - Global Suggest disclaimer if using your own procured PSP.
3	Date of availability will be displayed on the transaction receipt. Timing of funds availability depends on the destination country and is subject to banking hours and compliance with regulatory requirements. La fecha de disponibilidad de los fondos se indicará en el recibo de la transacción.	Countries - Global Must be included on `serviceDeliverySpeed`.
4	Fee and cost estimates apply to this online transaction at this time. En este momento, se aplican a esta transacción online los cargos y los costos estimados.	Countries - Global Must be included on `transactions.receiveAmount.total`.

In addition to transfer fees, a currency exchange rate, also determined by MoneyGram, may also apply. MoneyGram may also make money from currency exchange. When selecting a money transfer operator, carefully compare both transfer fees and currency exchange rates. Transfer fees may vary depending on the amount being transferred and the delivery method. Transfer fee and currency exchange rate may be subject to change by MoneyGram without notice.

Además de las tarifas de transferencia, se puede aplicar un tipo de cambio de divisas, también determinado por MoneyGram. Es posible que MoneyGram también obtenga dinero con el cambio de divisas. Al seleccionar un operador para la transferencia de dinero, se deben comparar con cuidado las tarifas de transferencia y los tipos de cambio de divisas. Las tarifas de transferencia pueden variar dependiendo del importe transferido y del método de entrega. MoneyGram puede cambiar los cargos por transferencia y el tipo de cambio de divisas sin previo aviso.

Countries - Global

Must be included on transactions.receiveAmount.fxRate

Your credit card company may charge a cash advance fee and interest charges.

Es posible que la compañía de tu tarjeta de crédito cobre cargos por adelanto de efectivo e intereses.

Countries - Global

Suggest disclaimer if using your own procured PSP.

Date of availability will be displayed on the transaction receipt. Timing of funds availability depends on the destination country and is subject to banking hours and compliance with regulatory requirements.

La fecha de disponibilidad de los fondos se indicará en el recibo de la transacción.

Countries - Global

Must be included on serviceDeliverySpeed.

Fee and cost estimates apply to this online transaction at this time.

En este momento, se aplican a esta transacción online los cargos y los costos estimados.

Countries - Global

Must be included on transactions.receiveAmount.total.

Provide "Estimated" field labels for FX conversation to indicative countries:

For some destination countries the regulatory or market environment requires the fx rate to be estimated. Learn More

Item Disclaimer Requirement

Item	Disclaimer	Requirement
1	transactions.recieveAmount.fxRateEstimated NOTE: only `fxRateEstimated: "true"`	Countries: Indicative countries (Aruba, Brazil, Ethiopia, Haiti, Libya, Namibia, Venezuela, South Africa) Not all currencies are available at all locations. The above exchange rate is only an approximation. The actual exchange rate will be the rate that is in effect at the time the transfer is received

transactions.recieveAmount.fxRateEstimated

NOTE: only fxRateEstimated: "true"

Countries: Indicative countries (Aruba, Brazil, Ethiopia, Haiti, Libya, Namibia, Venezuela, South Africa)

Not all currencies are available at all locations. The above exchange rate is only an approximation. The actual exchange rate will be the rate that is in effect at the time the transfer is received

UI Best Practice

Layout Example

The below is a recommended layout for the disclaimers at time of Quote:

Web Example

For web applications, we recommend placing disclaimers in the footnotes:

Native Example

For native applications, we recommend placing the disclaimers in a lightbox experience (i.e. window overlay).