POST Create a Transaction

POST /transfer/v1/transactions

Development Guide

The 'Create a Transaction' endpoint determines what information to collect from the consumer, validates the data for compliance purposes and updates the transactionId resource with the data gathered.



1. Prepare headers & authentication:

The application must call the 'Update a transaction' endpoint with a POST HTTP method, providing the OAuth access_token in the header and all other required header values.


Note: MoneyGram uses the OAuth 2.0 framework. The application must use their OAuth client credentials to generate an access_token by calling the Get access token endpoint. The token is valid for 1 hour and must be passed as a header value in all subsequent API HTTP calls. Learn More


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Launch Code Example




2. Provide request body: "Transact by send amount" OR "Transact by receive amount":

The application must use the oneOf Keyword to update a transaction by send or receive amount.


  • Transact by send amount: The application must provide the following required fields in the request body: targetAudience, agentPartnerId, destinationCountryCode , serviceOptionCode, sendAmount.value, sendAmount.currencyCode, and receiveCurrencyCode.


    OR

  • Transact by receive amount: The application must provide the following required fields in the request body: targetAudience, agentPartnerId, destinationCountryCode , serviceOptionCode, receiveAmount.value, receiveAmount.currencyCode, and sendCurrencyCode

Note:

  • If the application leaves the serviceOptionCode field empty, all service options to the destinationCountryCode will be returned (i.e. cash pickup, bank, wallet & card deposit). Learn More
  • The Quote API uses ISO Standards for country and currency values. MoneyGram provide Reference Data APIs which can be queried to understand and list the supported values and associated metadata.

🚀

Launch Code Example

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3. Provide sendersender, receiver & transactionDetails to the request body:

The application must collect sender, receiver, and transactionDetails for MoneyGram to perform real-time validation and compliance screening. At a minimum the following required fields are needed:

  • sender.name.firstName, sender.name.lastName, sender.address.line1, sender.address.city, sender.address.countryCode, sender.mobilePhone.number, sender.mobilePhone.countryDialCode, personalDetails.dateOfBirth, primaryIdentification, receiver.name.firstName, receiver.name.lastName

Note: To understand a full list of REQUIRED and OPTIONAL fields, the application can call the Retrieve Fields for a Transfer API. Learn More


🚀

Launch Code Example




4. Provide targetAccount fields to the request body for bank, wallet or card deposit (optional):

The account's information can be can be submitted through the targetAccount dynamic key/value pairs.


Note: To understand the which account deposit fields are required to collect from the consumer, see the Retireve Account Depeosit Fields for Registration API.


🚀

Launch Code Example




5. Make a request and handle response:

The application must call the 'Create a Transaction' endpoint with a POST HTTP method. The application must build to handle the following response scenarios:


  • Success | Parse the Response | 200 OK HTTP Status | "readyToCommit": true
    When the 'Update a transaction' endpoint responds with a 200 HTTP Status and the "readytoCommit": true, transactionId, serviceOption, sendAmount, sendCurrency, fees, fxRate, discountsApplied and the receiveAmount. In some cases, send or receive side taxes are applied. The application can proceed to "Commit a transaction" API and execute the transfer of funds.

  • Failed | Handle the Error | 400 Bad Request HTTP Status
    When the 'Update a transaction' endpoint responds with 400 Bad Request HTTP Status the application cannot proceed to the "Commit a Transaction" endpoint. Specific error code/s will be returned with an array of offending fields. The application will need to resolve these errors and resubmit the transaction for validation. The application can make repeated attempts on the 'Update a transaction' endpoint until validation is successful.

Note: In some scenarios, enhanced due diligence needs to be undertaken on the consumer. Specific error code/s will be returned and an array of offending fields. The fields/values must to be provided and resubmitted on the Update API for further checks.


🚀

Launch Code Example

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6. You're Done! Proceed to 'Commit a Transaction API':

The application can call the 'Commit a transaction' endpoint to execute the transfer when a 200 HTTP Success Status and the boolean "readyForCommit": true is returned on the Create response. The application must use the associated transactionId on the subsequent Commit API by providing it as a path parameter. The Commit endpoint is the final API call and will execute the transaction to MoneyGram.


Note: the application cannot proceed until the "readyForCommit": true. The Application must correct and resubmit the data to until they get a "readyForCommit": true




Business Rules to Code


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  1. Updating the transactionId: If there are any changes needed for consumer data after the Create API, the application should call the Update a Transaction' endpoint using a PUT Http method, providing the transactionId as path parameter and provide new consumer/transactional data in the request body. Learn More

  2. Enumerated fields: For all Enumerated Fields (some examples below), agent application must use the valid enumerations returned from the enumerations API response and allow only valid values to be selected. Learn More

  3. Start online, fund in store: For digital application wanting to fund the transactions in store, set the "fundInStore": true.

  4. Telemarketing (US ONLY): It is regulatory requirement in the USA (only) to display a telemarketer notice to the start of every transaction, on every transfer, in every country and for every service option. The Telemarketer Notice must be displayed to the consumer before quoting the transaction on the Quote API. Learn More

  5. Fraud Warnings: It is regulatory requirement to show Fraud Warnings on every transfer, in every country and for every service option. The Fraud Warnings must be displayed to the consumer before the final transaction summary and before the transactionID is executed to MoneyGram on the Commit API.
    1. Fraud Warnings US Only
    2. Fraud Warnings GlobalR
  6. Pre-disclosure: It is regulatory requirement to show pre-disclosure on every transfer, in every country and for every service option. Learn More




Video Tutorial





Code Examples

const axios = require('axios');
const { v4: uuidv4 } = require('uuid');

const createTransaction = async () => {

    // Step 1: Read configuration values with upmost security
    const token = "your_access_token_from_oauth_response"
    // For production - api.moneygram.com & For test - sandboxapi.moneygram.com
    const host = "sandboxapi.moneygram.com";
    const url = 'https://' + host + '/transfer/v1/transactions';

    // Step 2: Create the POST request headers & body
    const headers = {
        'Content-Type': 'application/json',
        'X-MG-ClientRequestId': uuidv4(), // New UUID for each request tracing
        'Authorization': 'Bearer ' + token,
    };
    const request = {
        agentPartnerId: "your_partner_id",
        targetAudience: "AGENT_FACING",
        userLanguage: "en-US",
        destinationCountryCode: "USA",
        destinationCountrySubdivisionCode: "US-MN",
        serviceOptionCode: "WILL_CALL",
        sendAmount: {
            currencyCode: "USD",
            value: 500
        },
        receiveCurrencyCode: "USD",
        sender: {
            name: {
                firstName: "firstName",
                middleName: "",
                lastName: "lastName",
                secondLastName: ""
            },
            address: {
                line1: "line 1 of address",
                line2: "line 2 of address",
                line3: "",
                city: "minneapolis",
                countrySubdivisionCode: "US-TN",
                countryCode: "USA",
                postalCode: "53325"
            },
            mobilePhone: {
                number: "6123456789",
                countryDialCode: "1"
            },
            personalDetails: {
                genderCode: "MALE",
                dateOfBirth: "1980-08-15",
                birthCountryCode: "USA",
                citizenshipCountryCode: "USA"
            },
            primaryIdentification: {
                typeCode: "PAS",
                id: "passport_id_number",
                issueCountrySubdivisionCode: "US-MN",
                issueCountryCode: "USA"
            }
        },
        receiver: {
            name: {
                firstName: "firstName",
                middleName: "",
                lastName: "lastName",
                secondLastName: ""
            }
        }
    }

    try {
        // Step 3: Send the request and obtain the response
        axios.post(url, request, { headers })
            .then(function (response) {
                // Step 4: Parse the success response and process further
                // Verify readyForCommit is true, if yes, transaction is ready to commit
                console.log(JSON.stringify(response.data, null, 2))
            })
            .catch(function (error) {
                // Step 5: Parse the error response and handle the errors
                if (error.response) {
                    console.log('Response status:', error.response.status);
                    console.log('Response body:', error.response.data);
                } else {
                    // TODO: handle generic errors
                    console.error('Error:', error.message);
                }
            });
    } catch (error) {
        // TODO: handle exception
        console.error('Error:', error.message);
    }
};

createTransaction();
import requests
import uuid
import json

def create_transaction():

    # Step 1: Read configuration values with upmost security
    token = "your_access_token_from_oauth_response"
    # For production - api.moneygram.com & For test - sandboxapi.moneygram.com
    host = "sandboxapi.moneygram.com";
    url = 'https://' + host + '/transfers/v1/transactions';

    # Step 2: Create the POST request headers & body
    headers = {
        'Content-Type': 'application/json',
        'X-MG-ClientRequestId': str(uuid.uuid4()), # New UUID for each request tracing
        'Authorization': 'Bearer ' + token,
    }
    request = {
        'agentPartnerId': 'your_partner_id',
        'targetAudience': 'AGENT_FACING',
        'userLanguage': 'en-US',
        'destinationCountryCode': 'USA',
        'destinationCountrySubdivisionCode': 'US-MN',
        'serviceOptionCode': 'WILL_CALL',
        'sendAmount': {
            'currencyCode': 'USD',
            'value': 500
        },
        'receiveCurrencyCode': 'USD',
        'sender': {
                'name': {
                    'firstName': 'firstName',
                    'middleName': '',
                    'lastName': 'lastName',
                    'secondLastName': ''
                },
                'address': {
                    'line1': 'line 1 of address',
                    'line2': 'line 2 of address',
                    'line3': '',
                    'city': 'minneapolis',
                    'countrySubdivisionCode': 'US-TN',
                    'countryCode': 'USA',
                    'postalCode': '53325'
                },
                'mobilePhone': {
                    'number': '6123456789',
                    'countryDialCode': '1'
                },
                'personalDetails': {
                    'genderCode': 'MALE',
                    'dateOfBirth': '1980-08-15',
                    'birthCountryCode': 'USA',
                    'citizenshipCountryCode': 'USA'
                },
                'primaryIdentification': {
                    'typeCode': 'PAS',
                    'id': 'passport_id_number',
                    'issueCountrySubdivisionCode': 'US-MN',
                    'issueCountryCode': 'USA'
                }
            },
            'receiver': {
                'name': {
                    'firstName': 'firstName',
                    'middleName': '',
                    'lastName': 'lastName',
                    'secondLastName': ''
                }
            }
    }

    try:
        # Step 3: Send the request and obtain the response
        response = requests.post(url, json=request, headers=headers)

        # Step 4: Parse the success response and process further
        if response.status_code == 200:
            parsed_response = json.dumps(json.loads(response.text), indent=2)
            print(parsed_response)
        else:
            # Step 5: Parse the error response and handle the errors
            print("Request failed with status code:", response.status_code)
            print(json.dumps(json.loads(response.text), indent=2))

    except requests.exceptions.RequestException as e:
        # Print any error that occurred during the request
        # TODO: handle exception
        print("An error occurred:", e)

create_transaction()
package transfers;

import javax.json.Json;
import javax.json.JsonObject;
import javax.json.JsonObjectBuilder;
import javax.json.JsonWriter;
import java.io.StringWriter;
import java.net.URI;
import java.net.http.HttpClient;
import java.net.http.HttpRequest;
import java.net.http.HttpResponse;
import java.util.UUID;

public class CreateTransaction {

    public static void main(String[] args) {
        // Step 1: Read configuration values with upmost security
        String token = "your_access_token_from_oauth_response";

        // For production - api.moneygram.com & For test - sandboxapi.moneygram.com
        String host = "sandboxapi.moneygram.com";
        String tokenEndpoint = "https://" + host + "/transfer/v1/transactions";

        // Step 2: Create the POST request headers & body
        // Create a JSON object
        JsonObjectBuilder sendAmountBuilder = Json.createObjectBuilder()
                .add("currencyCode", "USD")
                .add("value", 500);
        JsonObjectBuilder senderBuilder = Json.createObjectBuilder()
                .add("name", Json.createObjectBuilder().add("firstName", "firstName").add("lastName", "lastName"))
                .add("address", Json.createObjectBuilder().add("line1", "line1 of address").add("city", "minneapolis")
                        .add("countryCode", "USA").add("countrySubdivisionCode", "US-MN").add("postalCode", "55335"))
                .add("mobilePhone", Json.createObjectBuilder().add("number", "6123456789").add("countryDialCode", "1"))
                .add("personalDetails", Json.createObjectBuilder().add("dateOfBirth", "1980-01-15").add("birthCountryCode", "USA"))
                .add("primaryIdentification", Json.createObjectBuilder().add("typeCode", "PAS").add("id", "passport_id_number").add("issueCountryCode", "USA"));
        JsonObjectBuilder receiverBuilder = Json.createObjectBuilder()
                .add("name", Json.createObjectBuilder().add("firstName", "firstName").add("lastName", "lastName"));
        JsonObjectBuilder requestBuilder = Json.createObjectBuilder()
                .add("agentPartnerId", "your_partner_id")
                .add("targetAudience", "AGENT_FACING")
                .add("userLanguage", "en-US")
                .add("destinationCountryCode", "USA")
                .add("destinationCountrySubdivisionCode", "US-MN")
                .add("serviceOptionCode", "WILL_CALL")
                .add("sendAmount", sendAmountBuilder)
                .add("receiveCurrencyCode", "USD")
                .add("sender", senderBuilder)
                .add("receiver", receiverBuilder);

        JsonObject jsonObject = requestBuilder.build();
        // Create a StringWriter to write the JSON string
        StringWriter stringWriter = new StringWriter();
        try (JsonWriter jsonWriter = Json.createWriter(stringWriter)) {
            jsonWriter.writeObject(jsonObject);
        }
        // Get the JSON string from the StringWriter
        String jsonString = stringWriter.toString();

        HttpClient httpClient = HttpClient.newHttpClient();
        HttpRequest request = HttpRequest.newBuilder()
                .uri(URI.create(tokenEndpoint))
                .POST(HttpRequest.BodyPublishers.ofString(jsonString))
                .setHeader("Authorization", "Bearer " + token)
                .setHeader("X-MG-ClientRequestId", String.valueOf(UUID.randomUUID()))
                .build();

        try {
            // Step 3: Send the request and obtain the response
            HttpResponse<String> response = httpClient.send(request, HttpResponse.BodyHandlers.ofString());

            // Retrieve the status code and body from the response
            int statusCode = response.statusCode();

            // Step 4: Parse the success response and process further
            if (statusCode == 200) {
                String responseBody = response.body();
                System.out.println(responseBody);
            } else {
                // Step 5: Parse the error response and handle the errors
                String responseBody = response.body();
                System.out.println(responseBody);
            }
        } catch (Exception e) {
            e.printStackTrace();
            // TODO: handle exception
        }
    }
}



Support APIs


To make your development easier, MoneyGram has provided a Reference Data APIs Module that can be queried to provide a list of supported fields, values and associated meta-data to use in your integration.

NameHTTP MethodEndpointsDescription
Retrieve Account Deposit FieldsGET/reference-data/v1/account-depositRetrieves required fields for account deposit delivery option
Retrieve CountriesGET/reference-data/v1/CountryRetrieves supported values and metadata for countries
Retrieve Countries ISO3GET/reference-data/v1 /countries/{iso3Code}Retrieves supported values and metadata for countries by ISO 3 Code
Retrieve CurrenciesGET/reference-data/v1/currenciesRetrieves supported values and metadata for currencies
Retrieve EnumerationsGET/reference-data/v1/enumerationsRetrieves enumerated values for fields
Retrieve Identification DocumentsGET/reference-data/v1/identification-DocumentsRetrieves required fields for identification documents
Retrieve Service OptionsGET/reference-data/v1/payout-optionsRetrieves supported values and metadata for Service Options


API Structure


Header Parameters

FieldTypeRequired
/Optional
Description
X-MG-ClientRequestIdStringRequiredClient Request Id that can be passed by the client application. Client request Id must be unique within a single session for unique requests. This attribute can be used for ensuring idempotent request processing for some APIs. MoneyGram recommends using a UUID for the value of this field.
X-MG-ConsumerIPAddressStringOptionalIP Address of the system initiating the session



Request Body Parameters

Body ParameterDescription
TransactBySendAmountRequestTransact by send amount
TransactByReceiveAmountRequestTransact by receive amount



Request Body Fields

FieldTypeRequired
/Optional
Description
targetAudienceString OptionalTailors MoneyGram’s error messages and field metadata to an in-store, digital or crypto consumer. (Enumerated value)

NOTE: For a full list of accepted target audience values. See the TARGET_AUDIENCE enumeration from the Reference Data Enumerations endpoint
agentPartnerIdString
Max length: 8
RequiredUnique identifier for the agent or partner
payoutIdStringOptionalPoint of sale identifier of the client performing the API Call
operatorIdStringOptionalOperator name or ID of the user performing the transaction. Name or ID must be populated from the agent/partner system and cannot be edited by the user.
userLanguageString
Max length: 6
OptionalLanguage used by the user/operator
destinationCountryCodeString
Max Length: 3
RequiredTransaction Destination Country (ISO alpha-3 code)

NOTE: For a full list of accepted destination Countries and supported destinationCountrySubdivisionCode see Reference Data API Module: Retrieve Countries ISO3 endpoint
destinationCountrySubdivisionCodeString
Max length: 6
Conditionally RequiredDestination state/province is conditionally required when transacting to the United States or Canada.

NOTE: For a full list of accepted destination countries and supported destination country subdivision codes see Reference Data API Module: Retrieve Countries ISO3 endpoint
serviceOptionCodeString
Max length: 21
RequiredUnique category code to identify the transaction method

NOTE: For a full list of accepted service option codes per destination country see the Reference Data API Module: service-options endpoint
serviceOptionRoutingCodeString
Max length: 21
RequiredUnique identifier of the individual banking, wallet, or card provider for the service option.

NOTE: For a full list of accepted service option codes per destination country see the Reference Data API Module: service-options endpoint
sendAmount.valueString
Min length: 0
Max length: 14
Max Decimal Value: 3
RequiredTransaction amount and currency excluding fees and exchange rate.

NOTE: For Crypto partners this is the fiat currency for the BUY/Sell or Ramp-on/Ramp-off

For a full list of transaction currency codes see the API Reference Data Module: currencies endpoint
sendAmount.currencyCodeString
Max length: 3
RequiredThe sendAmount.value currency code for a transactBySendAmountRequest (ISO alpha-3 code)
receiveCurrencyCodeString
Max length: 3
RequiredReceive currency code for the destination country transactBySendAmount Request (ISO alpha-3 code)
receiveAmount.valueString
Min length: 0
Max length: 14
Max Decimal Value: 3
RequiredTransaction receive amount excluding fees and exchange rate for a transactByReceiveAmountRequest Transaction Currency (ISO alpha-3 code)

For Crypto partners this is the fiat currency for the BUY/Sell or Ramp-on/Ramp-off
receiveAmount.currencyCodeString
Max length: 3
RequiredThe receiveAmount.value currency code for a transactByReceiveAmountRequest
sendCurrencyCodeString
Max length: 3
RequiredTransaction send currency code for a transactBySendAmountRequest
promotionCodes[Array] String
Max length: 20
OptionalUnique code to apply a promotional discount
rewardsNumberString
Max length: 20
OptionalUnique code to apply Loyalty accrual/redemption (MoneyGram Plus Number)
fundInStore.fundInStoreBooleanOptionalFlag to indicate transaction is to be funded in store within a 24hour period
fundInStore.fundInStoreAgentPartnerIdString
Max length: 8
OptionalUnique store identifier where transaction will be funded
fundingSource.tenderTypeString OptionalFunding method, based on enumerations
fundingSource.providerStringOptionalName of the payment provider
fundingSource.providerNetworkCodeStringOptionalProviders unique network identifier code (Enumerated values)
fundingSource.providerAccountNumberStringOptionalAccount number of payment source
fundingSource.accountIdentifierStringOptionalMoneyGram's unique identifier for the consumer account
targetAccountDynamicOptionalDynamic field key/values
sender.name.firstNameString
Min length: 1
Max length: 20
RequiredFirst Name
sender.name.middleNameString
Min length: 1
Max length: 20
OptionalMiddle Name (if applicable)
sender.name.lastNameString
Min length: 1
Max length: 30
RequiredLast Name
sender.name.secondLastNameString
Min length: 1
Max length: 30
OptionalSecond Last Name
sender.address.line1String
Min length: 5
Max length: 30
RequiredResidence address line 1
sender.address.line2String
Min length: 0
Max length: 30
OptionalResidence address line 2 (if applicable)
sender.address.line3String
Min length: 0
Max length: 30
OptionalResidence address line 3 (if applicable)
sender.address.cityString
Min length: 1
Max length: 20
RequiredCity of residence
sender.address.countrySubdivisionCodeString
Length: 6
OptionalState/province of residence

NOTE: For a full list of accepted countries and supported destination country subdivision codes see Reference Data API Module: Retrieve Countries ISO3 endpoint
sender.address.countryCodeString
Length: 3
RequiredCountry of residence (ISO Alpha-3 Code)

NOTE: For a full list of accepted countries and supported destination country subdivision codes see Reference Data API Module: Retrieve Countries ISO3 endpoint
sender.address.postalCodeString
Min length: 2
Max length: 6
OptionalPostal/Zip code of residence
sender.mobilePhone.numberString
Min length: 5
Max length: 14
RequiredPhone number
sender.mobilePhone.countryDialCodeString
Min length: 1
Max length: 3
RequiredCountry dial code

NOTE: For country calling code see Reference Data API Module /countries endpoint phoneDialCodes
sender.emailString
Min length: 1
Max length: 255
OptionalEmail address
sender.enrolInRewardsBooleanOptionalEnroll in MoneyGram's Plus Rewards program
sender.notificationPreferences.typeStringOptionalConsumer notification preference types. Which types of notifications would the consumer like to receive.

(Enumerated Values)

- Transactional
- Marketing
- Loyalty Program
sender.notificationPreferences.channelString OptionalDelivery method of notification
(Enumerated values)

NOTE: For a full list of accepted notification preference channel values. See the CNSMR_OPTIN enumeration from the Reference Data Enumerations endpoint
sender.notificationPreferences.optInBooleanOptionalFlag to declare consumer opts-in to notification type and method
sender.notificationLanguagePreferenceString
Max length: 6
OptionalLanguage (ISO Alpha-3 code)
sender.personalDetails.genderCodeStringOptionalGender (Enumerated Values)
sender.personalDetails.dateOfBirthString
Length: 10
RequiredDate of birth (YYYY-MM-DD)
sender.personalDetails.birthCityString
Min length: 1
Max length: 20
OptionalCity of birth
sender.personalDetails.birthCountryCodeString
Max Length: 3
OptionalCountry of birth (ISO alpha-3 code)
Conditional based on sending country.

NOTE: For a full list of accepted countries and supported destination country subdivision codes see Reference Data API Module: Retrieve Countries ISO3 endpoint
sender.personalDetails.citizenshipCountryCodeString
Max Length: 3
OptionalCitizenship Country (ISO alpha-3 code)

NOTE: For a full list of accepted countries and supported destination country subdivision codes see Reference Data API Module: Retrieve Countries ISO3 endpoint
sender.personalDetails.occupationCodeString
Min Length: 0
Max Length: 30
OptionalOccupation/Employment (Enumerated Values)

NOTE: For a full list of accepted occupation codes see Reference Data Enumerations endpoint
sender.personalDetails.politicalExposedPersonBooleanOptionalFlag to declare a Politically Exposed Person (PEP)
sender.personalDetails.nationalityCountryCodeString
Min Length: 3
Max Length: 3
OptionalCountry of citizenship (ISO alpha-3 code)
sender.primaryIdentification.typeCodeString

String
Max length: 3
RequiredType of identification document (Enumerated Values)

NOTE: For a full list of accepted primary identification type values. See the PERSONAL_ID1_TYPE enumeration from the Reference Data Enumerations endpoint
sender.primaryIdentification.idstring
Max length: 30
RequiredIdentification document number
sender.primaryIdentification.issueCountrySubdivisionCodeString
Max length: 6
OptionalIssuing state/province of identification document.

NOTE: For a full list of accepted countries and supported destination country subdivision codes see Reference Data API Module: Retrieve Countries ISO3 endpoint
sender.primaryIdentification.issueCountryCodeString
Max Length: 3
RequiredIssuing country of identification document. (ISO alpha-3 code)

NOTE: For a full list of accepted countries and supported destination country subdivision codes see Reference Data API Module: Retrieve Countries ISO3 endpoint
sender.primaryIdentification.expirationYearString
Length: 4
Format: YYYY
OptionalExpiration year of identification document (YYYY)
sender.primaryIdentification.expirationMonthString
Length: 2
Format: MM
OptionalExpiration month of identification document (MM)
sender.primaryIdentification.expirationDayString
Length: 2
Format: DD
OptionalExpiration month of identification document (DD)
sender.primaryIdentification.issueAuthorityString
Min length: 0
Max length: 30
OptionalIssuing authority of identification document. (Enumerated values)

NOTE: For a full list of accepted source of issue authority values. See the PRSONL_ID_ISUR_TYPE enumeration from the Reference Data Enumerations endpoint
sender.primaryIdentification.issueCityString
Min length: 0
Max length: 20
OptionalIssuing city of identification document
sender.primaryIdentification.issueYearString
Length: 4
Format: YYYY
OptionalIssuing year of identification document (YYYY)
sender.primaryIdentification.issueMonthString
Length: 2
Format: MM
OptionalIssuing month of identification document (MM)
sender.primaryIdentification.issueDayString
Length: 2
Format: DD
OptionalIssuing day of identification document (DD)
sender.secondaryIdentification.typeCodeString

String
Max length: 3
OptionalType of identification document (Enumerated Values)

NOTE: For a full list of accepted primary identification type values. See the PERSONAL_ID2_TYPE enumeration from the Reference Data Enumerations endpoint
sender.secondaryIdentification.idString
Max length: 30
OptionalIdentification document number
sender.secondaryIdentification.issueCountrySubdivisionCodeString
Max length: 6
OptionalIssuing state/province of identification document.

NOTE: For a full list of accepted countries and supported destination country subdivision codes see Reference Data API Module: Retrieve Countries ISO3 endpoint
sender.secondaryIdentification.issueCountryCodeString
Max Length: 3
OptionalIssuing country of identification document. (ISO alpha-3 code)

NOTE: For a full list of accepted countries and supported destination country subdivision codes see Reference Data API Module: Retrieve Countries ISO3 endpoint
sender.secondaryIdentification.expirationYearString
Length: 4
Format: YYYY
OptionalExpiration year of identification document (YYYY)
sender.secondaryIdentification.expirationMonthString
Length: 2
Format: MM
OptionalExpiration month of identification document (MM)
sender.secondaryIdentification.expirationDayString
Length: 2
Format: DD
OptionalExpiration month of identification document (DD)
sender.secondaryIdentification.issueAuthorityString
Min length: 0
Max length: 30
OptionalIssuing authority of identification document (Enumerated values)

NOTE: For a full list of accepted source of issue authority values. See the PRSONL_ID_ISUR_TYPE enumeration from the Reference Data Enumerations endpoint
sender.secondaryIdentification.issueCityString
Min length: 0
Max length: 20
OptionalIssuing city of identification document
sender.secondaryIdentification.issueYearString
Length: 4
Format: YYYY
OptionalIssuing year of identification document (YYYY)
sender.secondaryIdentification.issueMonthString
Length: 4
Format: MM
OptionalIssuing month of identification document (MM)
sender.secondaryIdentification.issueDayString
Length: 4
Format: DD
OptionalIssuing day of identification document (DD)
sender.additionalAddress.typeStringOptionalType of Additional address (Enumerated Values)
sender.additionalAddress.line1String
Min length: 5
Max length: 30
OptionalResidence address line 1
sender.additionalAddress.line2String
Min length: 0
Max length: 30
OptionalResidence address line 2 (if applicable)
sender.additionalAddress.line3String
Min length: 0
Max length: 30
OptionalResidence address line 3 (if applicable)
sender.additionalAddress.cityString
Min length: 0
Max length: 20
RequiredCity of residence
sender.additionalAddress.countrySubdivisionCodeString
Max Length: 6
OptionalState/province of residence.

NOTE: For a full list of accepted countries and supported destination country subdivision codes see Reference Data API Module: Retrieve Countries ISO3 endpoint
sender.additionalAddress.countryCodeString
Max length: 3
RequiredCountry of residence. (ISO alpha-3 code)

NOTE: For a full list of accepted countries and supported destination country subdivision codes see Reference Data API Module: Retrieve Countries ISO3 endpoint
sender.additionalAddress.postalCodeString
Min length: 2
Max length: 6
OptionalPostal code/ZIP of residence
sender.additionalFamilyNames.typeStringOptionalType of family name

(Enumerated Values)
-FATHERS_S_NAME

- MOTHER_S_NAME
- SIBLING_S_NAME
- NAME_AT_BIRTH
- MOTHERS_MAIDEN_NAME
- GRANDFATHER_S_NAME
sender.additionalFamilyNames.firstNameString
Min length: 1
Max length: 20
OptionalFirst Name
sender.additionalFamilyNames.middleNameString
Min length: 1
Max length: 20
OptionalMiddle Name (if applicable)
sender.additionalFamilyNames.lastNameString
Min length: 1
Max length: 30
OptionalLast Name
sender.additionalFamilyNames.secondLastNameString
Min length: 1
Max length: 30
OptionalSecond Last Name (if applicable)
sender.profileIdString
UUID
OptionalConsumer's unique MoneyGram profile identifier
sender.additionalDetailsString
Min length: 1
Max length: 40
OptionalDynamic field key/values
receiver.name.firstNameString
Min length: 1
Max length: 20
RequiredFirst Name
receiver.name.middleNameString
Min length: 1
Max length: 20
OptionalMiddle Name (if applicable)
receiver.name.lastNameString
Min length: 1
Max length: 30
RequiredLast Name
receiver.name.secondLastNameString
Min length: 1
Max length: 30
OptionalSecond Last Name (if applicable)
receiver.address.line1String
Min length: 5
Max length: 30
OptionalResidence address line 1
receiver.address.line2String
Min length: 0
Max length: 30
OptionalResidence address line 2 (if applicable)
receiver.address.line3String
Min length: 0
Max length: 30
OptionalResidence address line 3 (if applicable)
receiver.address.cityString
Min length: 1
Max length: 40
OptionalCity of residence
receiver.address.countrySubdivisionCodeString
Max length: 6
OptionalState/province of residence.

NOTE: For a full list of accepted countries and supported destination country subdivision codes see Reference Data API Module: Retrieve Countries ISO3 endpoint
receiver.address.countryCodeString
Max length: 3
OptionalCountry of residence. (ISO alpha-3 code)

NOTE: For a full list of accepted countries and supported destination country subdivision codes see Reference Data API Module: Retrieve Countries ISO3 endpoint
receiver.address.postalCodeString
Min length: 2
Max length: 6
OptionalPostal code/ZIP of residence
receiver.mobilePhone.numberString
Min length: 5
Max length: 14
OptionalPhone number
receiver.mobilePhone.countryDialCodeString
Min length: 1
Max length: 3
OptionalCountry dial code
receiverSameAsSenderBooleanOptionalFlag to indicate the receiver and sender are the same person

NOTE: If this flag is marked true, receiver.name fields are considered 'Optional' and are not needed to be passed on API request
transactionInformation.purposeOfTransactionCodeStringOptionalExplanation or reason for transferring funds (Enumerated Values)

NOTE: For a full list of accepted purpose of transaction values. See the PURPSE_OF_TRNSCTION enumeration from the Reference Data Enumerations endpoint
transactionInformation.sourceOfFundsCodeString
Max length: 20
OptionalDeclaration of where the transaction funds were sourced.

NOTE: For a full list of accepted source of funds values. See the SOURCE_OF_FUNDS enumeration from the Reference Data Enumerations endpoint
transactionInformation.proofOfFundsCodeString
Max length: 30
OptionalProof of where the transaction funds were sourced (Enumerated Values)

NOTE: For a full list of accepted source of funds values. See the PROOF_OF_FUNDS enumeration from the Reference Data Enumerations endpoint
transactionInformation.intendedUseOfMGIServicesCodeString
Max length: 30
OptionalExplanation for using MoneyGram service (Enumerated Values)

NOTE: For a full list of accepted use of MGI services values. See the TYPICAL_USE_OF_MGI enumeration from the Reference Data Enumerations endpoint
transactionInformation.relationshipToSenderString
Max length: 30
OptionalDeclaration of consumer's relationship to the sender (Enumerated Values)

NOTE: For a full list of relationships values. See the RELATIONSHP_TO_SNDR enumeration from the Reference Data Enumerations endpoint
receipt.primaryLanguageString
Max length: 3
OptionalPrimary receipt language of the transacting partner
receipt.secondaryLanguageString
Max length: 3
OptionalSecondary receipt language of the transacting partner
receipt.imageStringOptionalReceipt image string of the transacting partner
additionalDetailsDynamicOptionalDynamic field key/values



Response Fields

FieldTypeRequired
/Optional
Description
readyForCommitBooleanOptionalIndicates whether the transaction can proceed to commit
rewardsNumberString
Max length: 20
OptionalUnique code to apply Loyalty accrual/redemption (MoneyGram Plus Number)
transactionIdString
Max length: 36
OptionalUnique identifier for the transaction resource
serviceOptionCodeString
Max length: 21
OptionalConsumer facing name to identify the transaction method
serviceOptionNameString
Max length: 40
RequiredConsumer facing name to identify the transaction method
serviceOptionRoutingCodeStringOptionalUnique code to identify the individual transaction method

NOTE: For a full list of accepted service option routine codes per destination country see the Reference Data API Module: service-options endpoint
serviceOptionRoutingNameStringOptionalUnique name to identify the individual transaction method
sendAmount.amount.valueString
Max length: 14
RequiredTransaction amount and currency excluding fees and exchange rate. Transaction Currency (ISO alpha-3 code)

For Crypto partners this is the fiat currency for the BUY/Sell or Ramp-on/Ramp-off
sendAmount.amount.currencyCodeStringRequiredThe sendAmount.amount.value currency code (ISO alpha-3 code)
sendAmount.fees.valueString
Min length: 0
Max length: 14
RequiredFee Amount and Fee Currency applied to transaction (Fee currencyCode uses ISO alpha-3 code)
sendAmount.fees.currencyCodeStringRequiredThe sendAmount.fees.value currency code (ISO alpha-3 code)
sendAmount.taxes.valueString
Min length: 0
Max length: 14
OptionalTax Amount and Tax Currency applied to the Transaction by the the origin country (Tax currencyCode uses ISO alpha-3 code)
sendAmount.taxes.currencyCodeStringOptionalThe sendAmount.taxes.value currency code (ISO alpha-3 code)
sendAmount.additionalCharges.typeCodeStringOptionalCode to indicate if the fee is to be collected by MoneyGram or the partner
sendAmount.additionalCharges.labelStringOptionalConsumer facing name to identify the charge type
sendAmount.additionalCharges.valueStringOptionalAdditional fee's amount
sendAmount.additionalCharges.currencyCodeStringOptionalThe sendAmount.additionalCharges.value currency (ISO alpha-3 code)
sendAmount.discountsApplied.totalDiscountString
Min length: 0
Max length: 14
OptionalTransaction discount amount applied and currency type excluding fees and exchange rate. Transaction discount currencyCode (ISO alpha-3 code)
sendAmount.discountsApplied.promotionDetailsString
Min length: 0
Max length: 14
OptionalAdditional Details about the applied promotion to the transaction. currencyCode (ISO alpha-3 code)
sendAmount.total.valueString
Max length: 14
RequiredTransaction Total Amount and Transaction Total Currency including fees, taxes and discount. (Total currencyCode uses ISO alpha-3 code)
sendAmount.total.currencyCodeStringRequiredThe sendAmount.total.value currency code (ISO alpha-3 code)
receiveAmount.amount.valueString
Max length: 14
RequiredTransaction Received Amount and Transaction Receive currency. (Receive amount currencyCode uses ISO alpha-3 code)
receiveAmount.amount.currencyCodeStringRequiredThe receiveAmount.amount.value currency code (ISO alpha-3 code)
receiveAmount.fees.valueString
Min length: 0
Max length: 14
OptionalReceived Fee and Receive Currency applied to the transaction by the destination country. (Receve fee currencyCode uses ISO alpha-3 code)
receiveAmount.fees.currencyCodeStringOptionalThe receiveAmount.fees.value currency code (ISO alpha-3 code)
receiveAmount.taxes.valueString
Min length: 0
Max length: 14
OptionalTax Amount and Tax Currency applied to the Transaction by the the origin country. (Receive taxes currencyCode uses ISO alpha-3 code)
receiveAmount.taxes.currencyCodeStringOptionalThe receiveAmount.taxes.value currency code (ISO alpha-3 code)
receiveAmount.additionalCharges.typeCodeStringOptionalCode to indicate if the fee is to be collected by MoneyGram or the partner
receiveAmount.additionalCharges.labelStringOptionalConsumer facing name to identify the charge type
receiveAmount.additionalCharges.valueStringOptionalAdditional fee's amount
receiveAmount.additionalCharges.currencyCodeStringOptionalThe receiveAmount.additionalCharges.value currency code (ISO alpha-3 code)
receiveAmount.total.valueString
Max length: 14
RequiredReceive Amount Total and Receive Transaction Currency to be picked-up/deposited in destination country including fees, taxes and discount (Receive total currencyCode uses ISO alpha-3 code)
receiveAmount.total.currencyCodeStringRequiredThe receiveAmount.total.value currency code (ISO alpha-3 code)
receiveAmount.fxRateNumber
Max length: 6
RequiredFx Rate applied to transaction
receiveAmount.fxRateEstimatedBooleanOptionalIndicates whether the Fx is “estimated” and amount, taxes and total cannot be guaranteed. The word “estimated” must appear before receiveAmount.amount, receiveAmount.fees, receiveAmount.taxes and receiveAmount.total only when true.